GoalCents vs Mint
Mint shut down in March 2024. Row by row, here is where GoalCents matches it, where it goes further, and the two things it deliberately does not do.
No bank login, still fast
Card taps, screenshots and receipts get rows in within seconds. None of them need your bank password.
An Advisor, not an ad feed
Mint's suggestions were sponsored. The Advisor ranks moves by dollar impact and shows the math behind each one.
Registered accounts, finally
TFSA, RRSP and FHSA room per member, with deadline reminders. Mint never learned any of it.
Yes or no, with one line of context. The rows Mint wins are in here too.
| Feature | GoalCents | Mint |
|---|---|---|
| The basics | ||
Still available in 2026 Intuit shut Mint down in March 2024 and pointed users to Credit Karma. | Yes | No |
Free to use GoalCents is free to use today, with no ads. Mint was free too, funded by ads and offers. | Yes | Yes |
No ads, no data monetisation Nothing in GoalCents is sponsored, promoted or sold to advertisers. | Yes | No |
Category budgets Monthly limits per category, household-wide or scoped to one person. | Yes | Yes |
| Getting money in | ||
Bank account linking GoalCents skips it on purpose: no credentials to hand over, nothing syncing behind your back. | No | Yes |
Fast capture without a bank feed Log from the widget, Lock Screen, Siri, or automatically off a card tap via Shortcuts. | Yes | No |
Receipt scanning, on device Receipts are read by your iPhone itself, not on a server. Keeping the image afterwards is optional. | Yes | No |
Bank-app screenshot import Screenshot a transaction list and every row is read and added in one go. | Yes | No |
| Planning and math | ||
Household members and splits Split any transaction by percentage; budgets and goals per member. | Yes | No |
TFSA, RRSP and FHSA room Contribution room tracked per member and year, with deadline reminders. | Yes | No |
Debt payoff strategy Avalanche vs snowball compared with real interest math and a dollar difference. | Yes | No |
Net worth over time Both track it. GoalCents also converts multi-currency households properly. | Yes | Yes |
| Where Mint had the edge | ||
Credit score monitoring Mint showed your score for free. GoalCents does not do credit scores. | No | Yes |
The short version
If what you miss about Mint is the bank feed doing the typing, GoalCents replaces it with card taps, screenshots and receipts instead of a bank password. If what you miss is the free credit score, it does not try. Everything else on the list it does, without the ads that paid for Mint.
No. Intuit shut Mint down in March 2024 and pointed users to Credit Karma, which kept spending overviews and net worth but not Mint's budgets. Every former Mint user is picking a new home for their budget, which is what this page is for.
There is no one-tap Mint import. Starting over takes a few minutes: add your accounts and balances, then backfill recent activity by picking screenshots of your banking app, which are read on your iPhone and added in one go.
No, by design. Rows get in from your own phone in seconds each, or automatically off a card tap through the Shortcuts app, so there are no bank logins to hand over, nothing syncing behind your back, and nothing to leak.
GoalCents is free on the App Store today, with no ads and no data selling. Mint was free because advertisers paid for placement inside it; GoalCents has no advertisers, so nothing in it is trying to sell you a credit card.
Free on iOS. No bank linking, no ads. Your first budget takes about two minutes.
Mint is a trademark of Intuit Inc. GoalCents is not affiliated with Intuit. The Mint column reflects the product as it stood at its shutdown in March 2024. For general information, not financial advice.